12/7/2023 0 Comments Chase dom credit card reddit![]() I finally used the return protection but my claim was denied. Let me know if any questions and suggestions are definitely welcome mine is very starter. Highlight is a small little column which highlights the best features of the card basically why I'm keeping it open or why its open in the first place. Additional benefits is where everything goes such as notes and benefits I have read up on when I opened the card (purchase protection, trip delay, all that stuff goes in here if applicable). ![]() For clarification, status is really just opened or closed, Monthly Spend on is what I mainly use the card for such as a recurring bill or 5x categories or specific category so I know I'm putting at least SOME spend on it over the year so they don't cancel the card on me. Highlight (Free hotel yearly, IHG Platinum Elite, No FTF, 5x IHG)Īnd that's about it. I'm absolutley certain there are members with much more robust/better spreadsheets than mine, but sure I'll post mine as an example to get you started if it helps.Īdditional Benefits (Free Hotel night anywhere every year, no foreign transaction fees, 5x pts IHG hotels, 10% rebates on IHG redemptions per year, etc.) Current & Recent Credit Card Offers - Managed by u/stackingpoints.NOTE: If you are using an Android or iOS app to browse Reddit and you receive an error or no results when clicking one of the below links, please use the search bar in your mobile app to search r/churning for the title of one of these threads instead - it will filter out everything except the threads you are searching for. AmEx MR | Chase UR | Citi TY | Marriott.I most likely plan on getting the Citi Trifecta (Premier, Custom Cash, Double Card) in the meantime as I don’t plan to travel as much. I’ll most likely hoard points until I’m ready to travel again, and then I’ll upgrade back to CSR. I am still currently benefiting from some of its other perks $15/month Instacart credit, and $5a/month DoorDash creditĪll in all I plan to only keep the CSR for about 7 or 19 more months (end of its 12 or 24 month cycle).I had priority lounge access at most airports I was visiting (my family trip involved 6 smaller flights).I got $100 credit for TSA Clear + Global Entry.I saved $1200 alone with the 1.5X exchange rate on travel. I spent about 200k points on tickets that would’ve otherwise costed me about $3000 cash.I had the Trifecta with CSP just for the SUB and the following year I upgraded it to CSR months before the trip. I knew I had an international family trip coming up in the future so I came up with a plan and knew this was what I would want. I have the trifecta and it’s definitely worth it if you plan on traveling. Upgrading the Boundless to the Ritz Carlton card is also an option, but that also has an annoying to use $300 credit that I'd need to use to get good value from the card. If not, then I think the Venture X makes the most sense for me, though I'm not a fan of needing to use the travel portal to get the credit. The Platinum doesn't make mathematical sense for me, but I got it in part for the sign up bonus so I'll see if I can get a retention offer when the annual fee posts. This is a pretty big setup, but most of them are no annual fee, have an easy to waive annual fee (Pathfinder) or easily make up for the annual fee (Boundless). Right now I have the Platinum for the credits, lounge access and 5x on flights, Gold for the credit and groceries, Citi Custom Cash for dining, Costco Citi for gas, Ford Pass Visa for car insurance and first $6,000 of non-category spend a year (you get a $200 annual credit if you spend $6k on the card), Citi Double Cash for other non-category spend, Penfed Pathfinder for the credits and other travel spend, Marriott Boundless for Marriott stays and the free night and status boost, Chase Freedom Flex for the rotating categories and Chase Freedom Unlimited which I don't use much but had it forever. No promotion of illegal, fraudulent, or nefarious activities No self-promotional content with prior mod approval. No referrals in posts, comments, or private messages. PIN, Signature).Ĭapital One Upgrade Link - Check PC eligibility for your existing card List of credit card company phone numbersĬredit Card Tuneup or CreditIntro to help you find the right cardĮMV CVM Database - Find a card's Cardholder Verification Method list (e.g. Template for Card Recommendation Requests Suggestions, Ideas, and Feedback - Post your suggestions hereĬreditKarma - Uses TransUnion and EquifaxĬreditSesame - May use Transunion or Experian depending on service Official User Flairs Thread - Learn how to customize your user flair
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |